Effective Date: March, 24, 2026 Last Updated: March, 24, 2026

Welcome to GuruGyanCo.com (the "Website"). These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of GuruGyanCo.com and the purchase of our digital products, templates, guides, systems, and services (collectively, the "Products").

By accessing the Website, creating an account, or purchasing any Product, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our [link to Privacy Policy].

If you do not agree with any part of these Terms, you must immediately cease use of the Website and not purchase any Products.

At GuruGyanCo, our mission is to empower professionals through high-value digital systems and income strategies. These Terms and Conditions represent the robust agreement that supports our community and ensures a fair, productive environment for all high-performers.

GuruGyanCo ("us", "we", or "our") reserves the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any material changes on the Website. Your continued use of the Website after any modifications constitutes acceptance of the updated Terms.

By using the Website, you represent that you are at least 18 years of age and possess the legal capacity to enter into this agreement. If you are accessing the Website on behalf of a company or entity, you represent that you have the authority to bind that entity to these Terms.

To access certain Products or community features, you may be required to create an account. You agree that:

• The information you provide is accurate and complete.
• You are responsible for maintaining the confidentiality of your account credentials (username and password).
• You accept responsibility for all activity occurring under your account.
• You must notify us immediately of any unauthorized use of your account.

We reserve the right to terminate accounts, remove or edit content, and cancel orders in our sole discretion.

We strive for accuracy when describing our Digital Products, templates, and systems. However, we do not warrant that product descriptions, graphics, or other content are error-free, complete, or current.

Prices for Products are subject to change at any time without notice.

All payments are processed securely by our Third-Party Payment Processor [e.g., Stripe, PayPal]. You agree to provide current, complete, and accurate billing information. By submitting your payment information, you authorize us to charge the specified amount for your order.

• You are responsible for all applicable taxes (including sales tax or VAT) based on your jurisdiction.
• Payments are finalized and billed immediately upon purchase.

Upon successful payment, you will receive confirmation via email, which will include a download link or access credentials for the Digital Product(s) purchased.

You are responsible for ensuring that you have the appropriate hardware, software (e.g., PDF reader, spreadsheet software), and internet connection required to download, access, and use the Products. GuruGyanCo is not responsible for any inability to use Products due to incompatible or insufficient technology.

Some complex systems or community access products may require an active login. Access is granted only to the specific individual named on the account and is subject to the limitations specified in the Product description.

Due to the immediate, non-tangible nature of our Digital Products, GuruGyanCo adheres to a strict NO REFUND policy.

Once a download link has been sent or access to a system/community has been granted, the Product is deemed "used" and non-returnable. This is necessary to protect the integrity of our intellectual property and systems.

If you have technical difficulties downloading or accessing your Product, please contact us at support@gurugyanco.com, and we will make every effort to resolve the issue.

Please note: Subscriptions to communities or ongoing services (if applicable) can be canceled at any time, but no refunds will be issued for partially used subscription periods.

The Website and all content, including but not limited to the Digital Products, systems, blueprints, text, graphics, logos, images, code, and training materials (collectively, the "GuruGyanCo Content"), are the exclusive intellectual property of GuruGyanCo and are protected by copyright, trademark, and other applicable laws.

Upon purchasing a Digital Product, GuruGyanCo grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use that specific Product and associated GuruGyanCo Content for your own PERSONAL, PROFESSIONAL USE ONLY.

This license does not grant you ownership of the Product. It strictly permits you to:

• Download and store copies of the Product for your personal use.
• Print materials as reasonably required for your personal use.
• Implement the systems for your personal/professional career advancement.

You are strictly prohibited from:

• Copying, distributing, republishing, selling, leasing, sublicensing, or publicly displaying the Product or any GuruGyanCo Content.
• Creating "derived works" based on the Product, systems, or strategies for sale or public distribution.
• Sharing your access credentials with others.
• Using GuruGyanCo Content for competitive purposes.
• Using any automated system (including robots, spiders, scrapers) to access the Website or copy GuruGyanCo Content.

Violation of this section constitutes a material breach of these Terms, is grounds for immediate termination of access without refund, and may subject you to legal action for intellectual property infringement.

THE WEBSITE AND ALL PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

To the fullest extent permitted by law, GuruGyanCo disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Products will achieve any specific career or financial result. We make no warranty that the Website or Products will be error-free, uninterrupted, or secure.

Note on Results: Success and financial achievement depend on many factors. We cannot guarantee specific outcomes or levels of passive income.

In no event shall GuruGyanCo, its officers, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages (including loss of profits, data, use, goodwill, or other intangible losses) arising from:

• Your use of, or inability to use, the Website or Products.
• Any unauthorized access to our servers or the personal/payment data stored therein.
• Any bugs, viruses, or Trojan horses transmitted through the Website by third parties.
• Any errors or omissions in GuruGyanCo Content or Products.

Our cumulative liability for all claims arising out of or related to these Terms, the Website, or the Products, whether in contract, tort, or otherwise, shall not exceed the total amount you have paid to GuruGyanCo in the twelve (12) months preceding the claim.

Some jurisdictions do not allow the limitation of liability for incidental or consequential damages, so some of the above limitations may not apply to you.

GuruGyanCo focuses on providing proven systems and strategies for professionals. We do not guarantee that your implementation of these strategies will result in financial gain or career success.

Any testimonials, income examples, or case studies presented on the Website or within our Products represent unique or above-average results. They do not represent typical results for all users and are not intended to predict or guarantee your individual results. Your success depends on your individual professional background, expertise, effort, market conditions, and personal commitment. No information provided by GuruGyanCo should be construed as legal or financial advice.

You agree to indemnify, defend, and hold harmless GuruGyanCo, its parent company (if applicable), affiliates, officers, directors, employees, and agents from and against all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from:

• Your violation of these Terms and Conditions.
• Your misuse of the Website or Products.
• Your infringement of any third-party intellectual property or privacy rights.

GuruGyanCo may terminate or suspend your account and your access to the Website and Products immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your license to use the Products is revoked. Sections regarding intellectual property, limitation of liability, indemnification, and dispute resolution shall survive termination.

These Terms and Conditions and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of [Your State/Province], [Your Country], without regard to its conflict of law principles.

In the event of a dispute, we mutually agree to first attempt an informal resolution by contacting support@gurugyanco.com. If informal resolution is unsuccessful, all disputes, controversies, or claims arising from or relating to these Terms or the breach, termination, or invalidity thereof, shall be settled by binding arbitration in [Your City, State/Province], administered by [e.g., JAMS, American Arbitration Association (AAA)] in accordance with its commercial arbitration rules. The arbitration shall be conducted in English by a single arbitrator.

You waive your right to litigate disputes in court or engage in class action litigation.

These Terms and Conditions, along with our [link to Privacy Policy], constitute the entire agreement between you and GuruGyanCo regarding your use of the Website and Products, superseding any prior agreements or understandings.

If any provision of these Terms is found by a court of competent jurisdiction to be invalid or unenforceable, the other provisions shall remain in full force and effect.

No waiver of any term or condition by GuruGyanCo shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

You may not assign your rights or obligations under these Terms without our prior written consent.

If you have any questions or concerns about these Terms and Conditions, please connect with us at:

GuruGyanCo.com Email: support@gurugyanco.com